Palmetto Homes with Beach Access Water Frontage

Palmetto Homes with Beach Access Water Frontage

Welcome to Palmetto, Florida – a hidden gem nestled in the heart of Manatee County. This charming city offers a unique blend of small-town warmth and coastal allure, making it an ideal destination for those seeking a serene lifestyle by the water. With its rich history and vibrant community, Palmetto is not just a place to live; it’s a place to thrive.

One of the standout features of Palmetto is its stunning waterfront properties, providing residents with direct beach access and breathtaking views of the sparkling waters. Imagine waking up to the gentle sound of waves lapping at the shore and enjoying your morning coffee while soaking in the picturesque sunrise. These homes with beach access offer more than just a place to live; they provide a lifestyle filled with outdoor adventures, from kayaking and fishing to long walks on the beach.

Palmetto is also conveniently located near major highways, making it easy to explore the beautiful Gulf Coast and nearby attractions. Whether you’re interested in indulging in local dining, shopping, or cultural experiences, this city has it all. The friendly community and welcoming atmosphere make it easy to forge lasting connections with your neighbors.

Investing in a waterfront home in Palmetto means embracing a lifestyle of relaxation and recreation. With its beautiful homes and prime location, Palmetto is not just a place to reside; it’s a place to call home. Discover your slice of paradise in Palmetto, where every day feels like a vacation!

Newest Palmetto Homes with Beach Access Water Frontage

$1,395,000
4 Beds ⋅ 4 Baths ⋅ Northshore At Riviera Dunes SubDv. ⋅ 34221 Zip Code
Experience waterfront luxury in the prestigious gated community of Riviera Dunes, where every day begins with breathtaking water views and ends with effortless access to the Gulf. Perfectly positioned on the community's 18-foot-man made harbor, this beautifully updated residence includes a private boat slip on 3rd Street that accommodates up to a 60-foot boat, offering direct Gulf access in just minutes. Such an exceptional opportunity for serious boaters! This meticulously maintained home offers over 3,200 square feet of thoughtfully designed living space featuring 4 bedrooms, 3.5 bathrooms, impressive 12-foot ceilings, elegant 8-foot doors, rich refinished hardwood floors (2022), fresh interior paint, plantation shutters (2022), and new carpet (2025). The chef's kitchen is outfitted with premium stainless steel appliances, including a Sub-Zero refrigerator/freezer, Thermador oven, Bosch dishwasher, newer microwave, and abundant cabinetry designed for both everyday living and entertaining. The laundry room features new cabinetry and a cedar-lined storage closet—the perfect solution for seasonal items and keeping valuables protected. Designed to embrace Florida's indoor-outdoor lifestyle, the screened lanai (2022) overlooks the tranquil lagoon and features a heated pool, a bonus roll-down screen for added comfort and privacy, and plenty of space to entertain. Recent improvements provide exceptional peace of mind, including a new A/C system (2026), a clean 4-point inspection, cement tile roof, tankless water heater, new pool heater (2024), rebuilt self-cleaning pool pop-up system (2022), new pool cage (2022), upgraded fine-mesh screen enclosure (2023), landscape uplighting, laundry room cabinetry, Samsung washer and dryer (2025), and updated boat slip poles and power post (2025). Situated on the Manatee River with quick and easy access to the Gulf of Mexico, Tampa Bay, and the Intracoastal Waterway, Riviera Dunes is one of Florida's premier West Coast boating communities. Its 18-foot-deep, man-made harbor is among the largest hurricane-protected harbors in the state, offering residents private boat slips either behind their homes or at neighborhood docks. Residents also enjoy resort-style amenities including a private marina, community pool, fitness center, tennis and pickleball courts, waterfront dining, and convenient access to shopping and major commuter routes. Luxury, convenience, and an unmatched boating lifestyle. This is ABSOLUTELY waterfront living at its finest.

1105 3rd Street E, Palmetto
$965,000
3 Beds ⋅ 3 Baths ⋅ Northshore At Riviera Dunes SubDv. ⋅ 34221 Zip Code
An elegant waterfront retreat—without the waterfront price—nestled on a corner , pond front lot in the gated, maintenance-free Northshore at Riviera Dunes. This turnkey luxury residence offers private 40’ dockage with a 16,000 lb. boat lift (2022) with access to a full-service marina and to the popular Manatee River, the Gulf and Tampa Bay! Recently and tastefully updated, the home features a new roof (2025) and a new 5 ton Carrier HVAC (2026). The chef’s kitchen (2024) is a study in refined function: quartz countertops, induction cooktop, Zephyr hood, Bosch dishwasher, LG ThinQ refrigerator, pot filler, GE Profile double oven, farmhouse sink, pull out drawers, decorative backsplash, showcase cabinetry, under cabinet accent lighting, and a glass front breakfast buffet with integrated wine cooler. The primary suite is a serene enclave with bamboo hardwood floors, plantation shutters, recessed lighting, soaring ceilings, dual walk in closets with custom organizers, and dual French doors opening to the poolside oasis. The remodeled primary bath (2024) evokes spa like calm with a garden tub, stand-up shower with pebble flooring, bidet, dual vanities with illuminated custom shelving and millwork and contemporary fixtures set against granite countertops. Voluminous family room with soaring ceilings, electronic blinds and triple sliders extends to an oversized screened lanai with brick pavers and a gleaming pool with waterfall, overlooking lush landscaping and a tranquil pond. Formal living and dining rooms feature hardwood floors, cathedral ceilings, plantation shutters and refined millwork. Upstairs, a versatile bonus room with sitting area and built ins desk/cabinetry complements two generous guest suites appointed with hardwood floors and updated recessed lighting. Residents enjoy exceptional community amenities: fitness centers, pools, tennis courts/pickleball , gym, retail shops, a boat fueling station, scenic/private walking paths to the Riviera Dunes Dockside bar & restaurant—an ambiance curated for leisure and convenience. A commanding combination of waterfront access, thoughtful upgrades and timeless finishes—this home is ready to welcome its next discerning owner.

1110 3rd Street E, Palmetto
$190,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Exceptional opportunity to own Boat Slip N57 at the highly sought-after Riviera Dunes Marina. This 45' x 19.40' floating dock slip is ideally positioned within one of Florida's safest and most protected deep-water harbors, offering convenient access to both Tampa Bay and the Gulf of Mexico for endless boating, fishing, and cruising adventures. Slip N57 is fully equipped with a 50-amp electrical hookup, shore power, pump-out service, and Wi-Fi, providing everything needed for comfortable and convenient vessel ownership. The floating dock system allows for easy boarding and accommodates changing tide levels with ease. Enjoy a true waterfront resort lifestyle with marina amenities that include two heated swimming pools, private bathhouses with showers, laundry facilities, grilling areas, pet walking areas, on-site fuel dock, gated parking, and 24-hour gated security. Owners and guests will also appreciate the convenience of the on-site waterfront restaurant, offering spectacular marina views and a relaxed coastal atmosphere. Perfectly located just minutes from downtown Bradenton, with easy access to St. Petersburg, area beaches, waterfront dining, and major boating destinations. Whether you're a seasonal boater or a year-round enthusiast, this premium slip offers the ideal combination of security, convenience, and direct access to some of Florida's finest waterways. Don't miss this rare opportunity to secure your place in one of the Gulf Coast's premier marina communities.

102 Riviera Dunes Way Unit N57, Palmetto
$440,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Welcome to Boaters' Paradise--this home is perfect for boaters, beach-goers, fishing fanatics, and families alike! Conveniently located one block from a private community boat ramp, this home offers fast, easy water access. This Palmetto home is 8 minutes away from Terra Ceia Bay--a top location for snook, redfish, trout, and tarpon fishing! With only a 12 minute drive to the Skyway Fishing Pier, a 15 minute drive to Emerson Point Preserve, and approximately 30 minutes away from Anna Maria Island, Holmes Beach, and St. Pete Beach, you’re never far from breathtaking sunsets, outdoor adventures, and the vibrant coastal lifestyle that makes this area so desirable. Nestled in the sought-after Palmetto-Point community, this lovely 3-bedroom, 2-bath home (2nd floor) in a non-deed restricted neighborhood includes both a newly added bonus room and a utility room (1st floor). Additionally there's beautiful landscaping, a great outdoor space where you can gather around the firepit, extra storage space with a detached shed, and ample sheltered parking with room for four vehicles. The AC was updated in 2022, fresh carpeting was installed in 2023, and the kitchen is clean and inviting with elegant granite countertops, a breakfast bar, and a cozy eat-in space. The primary bedroom ensuite bathroom was renovated in 2018 with laminate floors and the roof was updated in 2018 as well. Whether you're looking for your dream home or in search of an impeccable investment property, you've come to the right place!

727 47th Street W, Palmetto
$2,499,000
4 Beds ⋅ 3 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
PRIVACY PRIVACY PRIVACY. One-of-a-Kind Bay/Gulf-Front Estate Set on JUST SHY of 7 breathtaking Bay/Gulf front acres. This extraordinary waterfront estate presents a rare opportunity to own one of Florida's most remarkable coastal properties. Offering unparalleled privacy, spectacular views, and exceptional development potential, this property truly embodies luxury waterfront living. The residence features 4 bedrooms, 3 bathrooms, and nearly 2,900 square feet of air-conditioned living space. All glass doors and windows are Hurricane rated with UV filter. three camera surveillance of property thru ADT (time can be remotely viewed from your phone). Upon entering, guests are welcomed by an exquisite Alabaster chandelier (from Africa), setting the tone for the elegance found throughout the home. Rich WOOD flooring flows throughout the main living areas and two of the bedrooms. Expansive windows frame stunning views of the property and the Bay/Gulf beyond. Designed for both comfort and entertaining, the home includes two private en-suite bedrooms and spacious gathering areas that seamlessly connect to the outdoors. Surround sound (speakers) throughout the home is wonderful The gourmet kitchen is a chef's dream, featuring a premium Sub-Zero refrigerator, quality finishes, and abundant workspace. Gas range. Large screened porch and pool enclosure span the rear of the home, creating the perfect setting to relax while overlooking the sparkling Gulf waters. A unique widows peak offers an elevated sitting area with panoramic coastal vistas, providing the ideal vantage point for unforgettable sunsets and breathtaking waterfront views. You can waive to your friends on Anna Maria Island. The lower level includes a private in-law suite or guest quarters with direct access to the pool area, offering flexibility for guests or multi-generational living. Three new a/c 2024 with Warranties conveyed. Entire back of the residence is screened including Terrace. Outside, enjoy the 16' x 32' salt water heated lap pool, perfect for both exercise and relaxation amid the serene coastal surroundings. A private boardwalk winds through the property to a newly constructed dock, where you can fish, boat, or simply enjoy the tranquil waterfront setting. Irrigation is on top patio for your plants and two garden beds in back. Combining luxury, privacy, natural beauty, and limitless potential, this exceptional Bay/Gulf-front estate is truly a once-in-a-lifetime offering. No deed restrictions, no CDD. This includes vacant & cleared lot 2+ acres at 535 43rd St. Blvd. West ID#2380210076. Outlined in pictures. Rare Bay/Gulf-front acreage. Spectacular views. Seller said 'It occurred to them that one of the major benefits of living in our home is that even though we live in a rural area, we have easy access to much of the cultural and culinary attractions in this part of Florida. We are 20 minutes from St Petersburg and the Mahaffey Theater, the Florida Orchestra, The American Stage, the Paladium and FreeFall Theaters and numerous museums and restaurants. We are 15 minutes to Sarasota and the Sarasota Opera and Ballet, the Florida Studio Theater as well as many outstanding restaurants and nightlife. And we have easy access to the Tampa and the Sarasota/Bradenton airports and to the Bradenton Area Convention Center and to local beaches". In numerous ways it’s an ideal location. You don’t get this convenience living in Sarasota.

609 42nd Street Court W, Palmetto
$798,000
3 Beds ⋅ 3 Baths ⋅ Sanctuary Cove Community SubDv. ⋅ 34221 Zip Code
Located in the gated boating community of Sanctuary Cove Riverfront Estates, this San Remo floor plan offers 3 bedrooms, 2.5 baths, a flex room, and an open layout designed for comfortable everyday living and entertaining. The center-island kitchen overlooks the spacious family room, where a full wall of hurricane-rated sliding glass doors opens to the covered, screened lanai, creating seamless indoor-outdoor living. The primary suite is privately located at the rear of the home and features a spa-like walk-in shower, double vanity, and oversized custom walk-in closet. Two secondary bedrooms share a full bath and are situated away from the main living area for added privacy. Additional features include quartz countertops, a gas range, tall ceilings, custom closets throughout, on-demand hot water, whole-home water filtration system, brick paver driveway, and an outdoor kitchen. Situated on an oversized lot next to a protected conservation area, the home offers added privacy along with canal views and beautiful western sunsets. Enjoy watching the Fourth of July fireworks over the Manatee River right from your lanai. Sanctuary Cove is a waterfront community with a 210-slip marina offering quick and easy access to the Manatee River. Boat ownership is not required, and slips are available for lease. Residents enjoy a wide range of amenities, including an 8,600-square-foot clubhouse with internet café, fitness center, resort-style pool, game room, riverfront park, nature preserve, kayak launch, and beach area for kayaking and paddleboarding. Lawn maintenance is included, making it easy to enjoy the Florida lifestyle without the upkeep. Whether you enjoy boating, fishing, kayaking, staying active, or simply relaxing by the water, Sanctuary Cove offers a lifestyle that is hard to match.

2317 5th Street E, Palmetto
$799,000
4 Beds ⋅ 4 Baths ⋅ Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Experience the luxury waterfront living at Bel Mare in this exceptional 12th-floor residence featuring the sought-after Rapallo floor plan. Offering approximately 3,350 square feet of beautifully designed space, this home was created to maximize breathtaking views of the magical Manatee River and the spectacular sunsets that paint the evening sky. Walls of floor-to-ceiling impact glass flood the home with natural light while framing panoramic water vistas from nearly every room. High ceilings and an free flowing layout create an airy, sophisticated atmosphere, while the expansive private terrace provides the perfect setting for morning coffee, outdoor dining, or simply enjoying the song of the river. Residents of this gated waterfront community enjoy an impressive collection of amenities, including resort-style swimming pools, a state-of-the-art fitness center, pickleball courts, a private theater, guest suites, social spaces, scenic walking paths, and membership access to the Riviera Dunes Beach Club. Practical conveniences include two covered parking spaces and climate-controlled storage. Just steps away, the Riviera Dunes Marina and Dockside Waterfront Grill offer boating opportunities, waterfront dining, and live entertainment. Ideally situated across from the Marriott and The Yard, a popular gathering place featuring concerts, comedy performances, festivals, and community events, this residence places you at the center of one of the area’s most vibrant waterfront destinations. Downtown Bradenton, St. Pete, Sarasota and Tampa and the Gulf Coast’s renowned beaches are all within easy reach. With the building fully compliant with Florida’s Structural Integrity Reserve Study (SIRS) requirements, you can enjoy peace of mind along with an unmatched waterfront lifestyle where every day feels like a getaway.

140 Riviera Dunes Way Unit 1204, Palmetto
$179,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Owner Financing available. Boat slip C-10 at Riviera Dunes Marina in Palmetto, Florida is a premium dock slip in one of the areas most protected and desirable marinas. Allowing vessels up to 60' x 16.6", this premium slip offers an ideal home base for your yacht with quick access to the Manatee River, Tampa Bay, Anna Maria Island, Longboat Key, and the Gulf of Mexico. Riviera Dunes Marina is known for its protected harbor and, per seller, has never sustained hurricane damage, including during recent storms. Slip owners enjoy outstanding amenities including gated parking, 50 amp electrical service, cable TV, WiFi, water, pump-out service, HD security cameras, laundry facilities, private bathrooms and showers, a pet walking area, two heated floating pools, tiki bar, and the on-site Blu Mangrove Grill restaurant. Purchased slips may be rented and managed by the owner or marina, and you do not need to own a condo at Riviera Dunes to purchase. Owner financing available, making this a rare opportunity to secure a luxury marina slip on Floridas beautiful Gulf Coast.

102 Riviera Dunes Way Unit C10, Palmetto
$425,000
2 Beds ⋅ 2 Baths ⋅ Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Experience breathtaking, panoramic views overlooking the protected Riviera Dunes Marina, one of the premier deepwater harbors on Florida’s West Coast. From your private fourth-floor balcony, enjoy vibrant sunrises, passing boats, views of the Manatee River and the occasional visit from dolphins and other native wildlife. This exceptional location is a haven for boating and fishing enthusiasts, offering swift access to Tampa Bay, the Intracoastal Waterway, Anna Maria Island and the Gulf of Mexico. Boat slips are periodically available for rent or purchase exclusively for Laguna owners. The light and bright kitchen with dinette area, flooring and baths have all been updated. The primary suite showcases sweeping water views, a generous walk-in closet, dual vanities and an ample shower. Additional highlights include a new roof (2025), 24-hour guard-gated entry, designated, covered parking spot with plenty of quest parking, an indoor laundry room with extra storage and 9-foot floor-to-ceiling hurricane-impact sliders. This bright, open two-bedroom, two-bath layout offers a total of 1,870 square feet and a flexible area ideal for use as an office or den. Being sold partially furnished. This pet-friendly, maintenance-free community offers an impressive array of resort-style amenities, including a waterside temperature-controlled pool and spa, clubhouse, fitness center, covered pavilion with two gas grills, recreational paths, and tennis and pickleball courts. Enjoy live music and waterfront dining at the Dockside Grill next door at the Riviera Dunes marina. Ideally minutes from the Gulf beaches of Anna Maria Island, University Town Center’s upscale shopping and dining, Manatee Performing Arts Center, the new Herrig Center for the Arts, Riverwalk, and Emerson Point Preserve. Convenient access to Interstate 75 and Interstate 275 places Sarasota, Tampa, St. Petersburg and three international airports within easy reach. This residence offers the quintessential Florida lifestyle, refined, effortless and endlessly inspiring.

610 Riviera Dunes Way Unit 404, Palmetto
$1,092,500
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
AS SEEN ON TV!! PRICE REDUCED!! Welcome to luxury waterfront living in the highly desirable Bay Colony community at 4911 Palmetto Point Drive. Conveniently located just minutes to I-275, I-75, and US-41 and approximately 15 minutes to vibrant downtown St. Petersburg, this exceptional deep-water estate did not take on any water during the recent storms!! This one of a kind home offers breathtaking straight-channel views, incredible privacy, and direct access to the ultimate Florida boating lifestyle. Meticulously maintained and showcasing true pride of ownership inside and out, this expansive residence features over 2,600 sq ft of living space with 3 bedrooms, 2 full bathrooms, 1 half bath, and a dedicated office. Designed to maximize its stunning waterfront setting, the home offers spacious living areas filled with natural light and stunning water views throughout. The open and inviting floor plan flows seamlessly to the outdoor living space where a beautiful pool and spa overlook the most AMAZING channel view!!. Enjoy daily visits from dolphins and manatees right from your private dock while taking advantage of some of the deepest water in the community. Perfect for boating enthusiasts, the private dock currently accommodates an 8,000 lb boat lift and can easily be modified for a 10,000 lb lift, offering quick access to the Manatee River, Tampa Bay, and Gulf waters. This property also features a 2-car garage plus a separate 1-car/boat carport and includes a 2023 jet ski with less than 30 hours of use. Additional highlights include no HOA, a private community boat launch available for a nominal fee, mature tropical landscaping, and exceptional outdoor entertaining space. This rare waterfront opportunity combines luxury, boating, convenience, and an unbeatable coastal lifestyle in one extraordinary property.

4911 Palmetto Point Drive, Palmetto
$279,000
3 Beds ⋅ 2 Baths ⋅ The Estuaries Ii SubDv. ⋅ 34221 Zip Code
RARE SECOND FLOOR WATERFRONT END UNIT WITH NO HOA FEE INCREASE! Enjoy great peace of mind and single-level coastal living located on the second residential floor (third building level). ZERO HISTORY OF STORM DAMAGE during past hurricane cycles. Unit 201 offers incredible locked-in value at The Estuaries II, featuring a BRAND NEW HVAC (2025) and a comprehensive HOA that fully covers cable, high-speed internet, water, sewer, and exterior maintenance. This maintenance-free coastal sanctuary overlooks serene natural coves and the sparkling waters of Terra Ceia Bay, guaranteeing breathtaking sunsets you simply will not find in standard building-facing units. Step inside a bright, open-concept layout featuring LUXURY VINYL PLANK FLOORING throughout (zero carpet!) and beautifully updated kitchen and bathrooms with elegant GRANITE COUNTERTOPS. Designed for privacy, the split-bedroom floor plan places two spacious guest rooms up front, including a guest bath with custom VENETIAN PLASTER, while the primary retreat is tucked peacefully in the back. Your primary suite offers a large walk-in closet, dual vanities, a walk-in shower, a private water closet, and direct access to the fully screened lanai. You can also access the lanai from the living room to take in the coastal breeze, and the LANAI FURNITURE CONVEYS! Major upgrades include a water heater, included washer/dryer set (washer 1 year old) with extra storage, and protective safety/efficiency film on all windows and sliding doors. Live the ultimate lifestyle in The Palms of Terra Ceia Bay! Enjoy world-class, non-mandatory-fee amenities including an 18-hole golf course, a 500-foot bayfront fishing pier, mangrove boardwalks, a heated pool, tennis/pickleball, and an on-site restaurant and Tiki Bar. Pet-friendly and perfectly located near downtown Bradenton, St. Pete, and Tampa. Schedule your showing today!

2625 Terra Ceia Bay Boulevard Unit 201, Palmetto
$625,000
3 Beds ⋅ 2 Baths ⋅ Manati Shores SubDv. ⋅ 34221 Zip Code
WATERFRONT! Salt water canal. DOCK. RIVER ACCESS. Completely renovated from the top to bottom. NEW EVERYTHING. From a new roof to new windows and doors. There is nothing to do but move into this beautifully redone canal front home. 3 bedrooms, 2 baths, 2 car garage, located at the end of a cul de sac and one lot from open water. Perfectly positioned on one of the five finger canals of Palmetto, this home is ready for you to ring it all. No deed restrictions or HOA, you can have it your way. New Roof, AC, Impact windows and doors, new kitchen, new appliances, new floorings, and the list goes on. Minutes from Snead Island, the Yacht Club and Emerson Point, this home has it all by land and water. Access everything. Hit Anna Maria Island, Desoto Point, Egmont Key and all the Riverfront Restaurants you can. New bathrooms, New appliances, freshly insulated, all new light fixtures, paint and…and…and. Just come and see this one. Perfectly done and ready for the taking. Come make it your own today.

901 24th Avenue W, Palmetto
Start Your Search