Palmetto Homes with Buyer Approval Required Community Features

Palmetto Homes with Buyer Approval Required Community Features

Welcome to Palmetto, Florida – a hidden gem nestled in the heart of Manatee County. This charming city offers a unique blend of small-town warmth and modern amenities, making it an ideal place for families, retirees, and everyone in between. With its picturesque waterfront along the Manatee River, Palmetto boasts stunning views and a vibrant community spirit that draws residents and visitors alike.

Palmetto is known for its rich history and cultural heritage, with a variety of local shops, dining options, and recreational activities that cater to diverse interests. Enjoy leisurely strolls through the historic downtown area, where you can explore quaint boutiques and savor delicious cuisine at family-owned restaurants. For outdoor enthusiasts, the nearby parks and nature preserves provide ample opportunities for hiking, biking, and birdwatching, while the stunning Gulf Coast beaches are just a short drive away.

In Palmetto, you'll find a range of homes that cater to various lifestyles, including those within communities that require buyer approval. These exclusive neighborhoods not only offer beautiful properties but also foster a strong sense of community. With features such as gated entrances, well-maintained common areas, and engaging community events, residents can enjoy a safe and welcoming environment.

Whether you're looking to settle down in a cozy single-family home or a modern townhouse, Palmetto's real estate market has something for everyone. Embrace the charm of this delightful city, where friendly neighbors and a vibrant lifestyle await you!

Newest Palmetto Homes with Buyer Approval Required Community Features

$110,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
Beautifully maintained park with clubhouse, activities and pool for those hot summer days! Large furnished mobile home ready to be your permanent home or vacation home. Large living area with room for computer or craft area. Open kitchen features lots of cabinet space, breakfast bar as well as dining area with built in china cabinet. Large bedrooms, walk-in closets. Fully enclosed Florida room area with double doors off carport to store your golf cart, motorcycle or just your toys. Additional enclosed room could be office, craft area or man cave! Workshop and laundry area off of additional closed in room.

5619 Bayshore Road Unit 161, Palmetto
$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!

4 Basin Street, Palmetto
$214,900
2 Beds ⋅ 2 Baths ⋅ Melwood Oaks Sub SubDv. ⋅ 34221 Zip Code
* Price Improvement, Come see this updated villa in desirable Melwood Oaks offering incredible value for an affordable Florida lifestyle. With its entry courtyard, 2 bedrooms, 2 bathrooms, enclosed rear Lanai, fenced back paver patio, and 1-car garage, the property offers a comfortable and convenient design. The bright and updated kitchen features solid wood shaker cabinets with granite countertops and newer stainless appliances. The open concept family room has vaulted ceilings, room for both dining and living spaces, and leads to a newly-tiled, enclosed, and air-conditioned Lanai and laundry area. The primary bedroom offers ample space with a large walk-in closet. Both bathrooms have been remodeled with new tile flooring, new shaker cabinets, granite countertops, new faucets, and hardware. The entry courtyard is surrounded by a privacy wall and has ample room for outdoor furnishings from which to enjoy a morning cup of coffee or evening refreshment. It overlooks the quiet cul-de-sac and offers access to the one-car, ventilated garage. A brand-new AC system was just installed and the home has been freshly painted throughout. The fenced-in paver back patio provides privacy and offers room to make this additional outdoor living space your own little oasis. With low maintenance, low HOA, and pets allowed — this is a perfect villa for either a full-time resident or someone looking for an affordable escape in the winter months. This reasonable HOA fee provides an incredible value and covers lawn maintenance, Internet, upgraded cable TV, and community pool. This spacious villa is located in North Palmetto with easy access to both downtown Bradenton, St. Petersburg, and the beautiful Anna Maria Island beaches. Properties that are affordable in this price range are rare; schedule you’re private showing today!

428 40th Court W, Palmetto
$164,900
2 Beds ⋅ 2 Baths ⋅ Imperial Lakes SubDv. ⋅ 34221 Zip Code
BEST PRICE IN THE COMMUNITY! Welcome to this beautifully maintained 2-bedroom, 2-bath home in the highly desirable Imperial Lakes Estates, a premier 55+ land-owned community. This freshly painted, move-in-ready home is offered with the current furniture (if desired), making it perfect for year-round living or a seasonal retreat. The spacious floor plan is filled with natural light and features a large living room with custom built-ins, a separate family room, a bar area that's perfect for entertaining, and a Florida sunroom, ideal for relaxing with a coffee or a book. The primary suite offers a walk-in closet and an en-suite bath with dual vanities and a recently renovated walk-in shower. The second bedroom includes a built-in desk and a generous closet. An oversized storage room provides endless possibilities for hobbies, a workshop, or additional storage. A newer A/C provides peace of mind. Additional features include a carport, a storage shed, and low quarterly fees that cover cable, internet, and community amenities. Enjoy an active lifestyle with two heated pools, pickleball, tennis, shuffleboard, a clubhouse, and countless social activities, all centered around a scenic 65-acre spring-fed lake. Conveniently located near shopping, dining, golf courses, I-75, and just a short drive to Sarasota, St. Petersburg, and Tampa. The pet-friendly community allows up to two dogs (25 lbs. max each).

8430 Imperial Circle, Palmetto
$160,000
2 Beds ⋅ 2 Baths ⋅ Terra Ceia SubDv. ⋅ 34221 Zip Code
2 bedroom 2 bath 4th floor unit with screened lanai and fantastic view of pool, golf course and fields beyond. New air conditioner, refrigerator, washer, dryer and dishwasher. Freshly painted interior. Enjoy designated covered parking with storage room. Community offers exercise room, club house, golf and swimming pool. Community is located on Terra Ceia Bay and only 13 miles to renowned Anna Maria Island. Room dimensions are approximate and should be verified.

2320 Terra Ceia Bay Boulevard Unit 403, Palmetto
$234,500
2 Beds ⋅ 2 Baths ⋅ Bay Estates North Condominium SubDv. ⋅ 34221 Zip Code
Opportunity awaits - Priced to Sell Nicely updated, this move-in-ready 2BR/2BA villa in Bay Estates North offers exceptional value and carefree Florida living. Freshly painted throughout in 2025—from the ceilings to the trim—the interior feels bright, clean, and inviting. Recent updates include a new A/C system (2024), brand-new carpeting (2025), and a newer washer and dryer (2023), providing comfort and peace of mind from day one. The well designed split-bedroom floor plan offers privacy for owners and guests, while vaulted ceilings and the open living and dining areas create a spacious, welcoming atmosphere. The kitchen flows effortlessly into the main living space and features a convenient breakfast bar, making it ideal for everyday living and entertaining. A welcoming foyer provides an attractive first impression upon entry. The enclosed porch extends your living space and offers the perfect spot to relax and enjoy Florida's beautiful weather throughout the year. A rare two-car garage provides generous storage and everyday convenience. Ownership includes cable, internet, lawn care, and exterior maintenance, allowing you to enjoy a truly low-maintenance lifestyle. Located within Terra Ceia Bay Club in Palmetto, Bay Estates North residents have optional access to golf, dining, a resort-style pool, pickleball, and tennis. Just a short drive to the vibrant waterfront of St. Petersburg and the beautiful beaches of Anna Maria Island, this villa offers the perfect combination of location, lifestyle, and outstanding value.

3007 Live Oak Lane Unit 34, Palmetto
$495,900
4 Beds ⋅ 3 Baths ⋅ Hammocks At Riviera Dunes SubDv. ⋅ 34221 Zip Code
BOATER AND NATURE LOVER’S DREAM IN THIS EXCEPTIONAL: 4 BEDROOM, 3 BATHROOM TOWNHOME! Located in the gorgeous gated community of the Hammocks at Riviera Dunes. Situated adjacent to a deep water protected harbor out to the Manatee river. This “move in ready” three level townhome (with over $40,000 in upgrades) features a beautiful open floor plan on the main level with ceramic tile & granite countertops. The townhome boasts a gorgeous panoramic view of the pool, a pond, featuring a beautiful fountain, and a nature preserve with live oaks. Off the main level is the spacious paver balcony with a natural gas grill for outdoor entertaining. The bedroom on this level may be used as a den/office or a formal dining room. Sleek bamboo floors and wrought iron railings escort you to the top floor large primary suite, featuring French doors, a huge walk-in closet, very large en suite bathroom with updated contemporary walk-in shower and a soaking tub. An added convenience is the full laundry room on this floor. Additionally, this floor has a large guest room with en suite bath, walk-in closet, and partial view of the Manatee river. This townhome features a spacious lower level flex space, which is semi-finished, with huge walk in storage closets, making this an ideal game room, man cave, or space for added guests. The Hammocks community amenities include: Boat slips for rent or purchase, Community center with workout area & kitchen, 2 pools, pickle ball/tennis court, and all outdoor maintenance included. Strategically located minutes from award winning Gulf beaches, preserves, I-75, Skyway bridge, Ellenton outlet mall, numerous restaurants, County convention center, Bradenton, Sarasota, St Petersberg and Sarasota/Tampa Airports. Come make this dream Townhome yours!

1226 3rd Street Circle E, Palmetto
$445,000
4 Beds ⋅ 2 Baths ⋅ Old Mill Preserve SubDv. ⋅ 34221 Zip Code
Florida living doesn't get much better than this! From the moment you arrive, the vibrant curb appeal, tropical landscaping, and welcoming front entry invite you inside. Once through the door, you'll find an open, light-filled floor plan where family gatherings, entertaining friends, and everyday living come together effortlessly. The beautifully updated kitchen offers granite countertops, stainless steel appliances, a spacious island, and a custom barn-door pantry, all overlooking the expansive living and dining spaces. After a long day, retreat to your private primary suite complete with a walk-in closet and spa-like bath. Outside is where this home truly shines. Enjoy your heated or chilled saltwater pool, relax under the covered lanai, or simply unwind while overlooking the peaceful preserve with no rear neighbors. Whether you're hosting summer barbecues or enjoying a quiet morning coffee, this backyard feels like your own private resort. Located in a gated community with a neighborhood park, close to excellent schools, shopping, dining, I-75, I-275, and just minutes from Parrish and approximately 35 minutes to Anna Maria Island, this home offers the perfect combination of convenience, privacy, and Florida lifestyle.

7210 Mill Hopper Court, Palmetto
$150,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Own your piece of paradise with this exceptional boat slip at the highly sought-after Riviera Dunes Marina, one of Florida’s premier deep-water marinas on the Gulf Coast. This protected marina offers one of the safest harbors in the region with convenient access to Tampa Bay, the Intracoastal Waterway, and the Gulf of Mexico—making it the perfect home port for cruising, fishing, or simply enjoying the Florida boating lifestyle. Measuring approximately 35’ x 13’, this slip is equipped with a brand-new 2026 Golden Marine Sea Drive 14,000-lb boat lift, professionally installed by Duncan, providing outstanding convenience and protection for your vessel. (The boat shown in the photos is approximately 29 feet in length with a 9-foot beam.) Whether you’re looking for a private slip for your own boat or an investment opportunity, this property offers exceptional flexibility. The slip has recently been placed into the marina’s rental program, allowing the next owner the opportunity to generate rental income when not in use. Owners may also choose to self-manage rentals. Riviera Dunes Marina is renowned for its outstanding amenities, including gated access, floating heated swimming pools, waterfront tiki gathering areas, social docks with grills, laundry facilities, private restrooms and showers, a pet walking area, fuel dock, pump-out services, and the popular Dockside Grille and Social Bar—offering waterfront dining, cocktails, live entertainment, and beautiful sunset views just steps from your slip. Best of all, you do not need to own a home or condominium within Riviera Dunes to purchase a boat slip. Whether you’re searching for your own waterfront retreat or a unique income-producing investment, this is a rare opportunity to own in one of Florida’s most desirable marina communities.

102 Riviera Dunes Way Unit S-88, Palmetto
$190,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Own your piece of paradise with this premium deep-water boat slip at C-24 on Center Dock at the highly coveted Riviera Dunes Marina. Located on Florida’s beautiful Gulf Coast, this protected marina is one of the safest harbors in the region with easy access to Tampa Bay, the Intracoastal Waterway, and the Gulf. This floating dock slip measures 60' x 21', accommodates vessels up to 66 feet in length, offers 50 amp shore power, pump-out at each slip, and Wi-Fi. Owners enjoy full access to the marina's resort-style amenities, including gated parking, 2 floating heated pools, pet walking area, social docks with 3 grills, laundry facilities, private bathrooms and showers, and an on-site fuel dock. With 24-hour gated security, Riviera Dunes offers luxury, safety, and convenience. Minutes from waterfront dining, downtown Bradenton, and Sarasota. The Dockside Grille and Social Bar is also located directly at the end of center dock providing an inviting place to meet friends for cocktails, dining as well as entertainment and dancing 4 nights a week to live music on the patio. Don't miss the Happy Hour Menu! This is a rare opportunity to own in one of Florida’s top-rated marinas—perfect for seasonal boaters or as a rental investment! Purchased slips can also be rented and managed by the marina or owner. You do not need to own a home or condo to purchase a slip here at Riviera Dunes Marina.

102 Riviera Dunes Way Unit C-24, Palmetto
$209,000
2 Beds ⋅ 2 Baths ⋅ The Estuaries 2 SubDv. ⋅ 34221 Zip Code
**Coastal Florida Living in The Palms of Terra Ceia Bay** Enjoy the relaxed Florida lifestyle in this spacious first-floor 2-bedroom, 2-bath condo with a dedicated office in the desirable gated waterfront golf community of The Palms of Terra Ceia Bay in Palmetto, Florida. This well-maintained building offers peace of mind with a completed Milestone Inspection Report and Reserve Study (SIRS) on file, providing confidence in the building’s structural and financial strength. Inside, you’ll find comfortable one-level living with a flexible office space perfect for working remotely, hobbies, or a quiet retreat. Step outside to your screened lanai and enjoy peaceful nature views while soaking in the beauty of coastal Florida. Low condo fees include everything except electricity, along with access to the community pool and the many benefits of maintenance-free living. The active Palms of Terra Ceia Bay community offers a welcoming social lifestyle with a clubhouse where neighbors gather for trivia, bridge, mahjong, bingo, meals, cocktails, and plenty of opportunities to make new friends. Ideally located near three airports (TPA, SRQ, and PIE), Anna Maria Island beaches, downtown Bradenton, and just across the Skyway Bridge to St. Petersburg, this is the perfect place to enjoy sunshine, nature, and the laid-back coastal retirement lifestyle Florida is known for. Smoke free Building

2625 Terra Ceia Bay Boulevard Unit 103, Palmetto
$318,000
4 Beds ⋅ 4 Baths ⋅ Riverbay Townhomes SubDv. ⋅ 34221 Zip Code
Located in the Riverbay Townhomes Community in Palmetto, this multi-story property offers the perfect blend of space, privacy, and low-maintenance living. This spacious 3-story townhouse features a ground-floor garage, lower-floor flex room/guest suite, second-floor main living area, and a third-floor upper level primary suite with additional bedrooms. Unit overlooks community pond and features a contemporary, coastal design. Recent improvements include a new roof (2025), a new water heater (2025), and fresh carpet throughout. HOA dues cover landscaping as well as direct utilities including water, sewer, and trash. Community amenities include a pool, nature trail, and kayak launch. Conveniently located just minutes from Emerson Point Preserve and the Manatee River, as well as US-41 and 8th Ave W, offering quick access to shopping, dining, and local Gulf beaches.

3305 10th Lane W, Palmetto
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