Palmetto Homes under $500,000

Palmetto Homes under $500,000

Welcome to Palmetto, Florida – a charming city nestled in the heart of Manatee County, where sunshine and Southern hospitality meet! Known for its picturesque waterfront views along the Manatee River, Palmetto offers a unique blend of small-town charm and modern convenience. With its vibrant community spirit, rich history, and proximity to some of Florida's most beautiful beaches, it’s no wonder that Palmetto is becoming a sought-after destination for homebuyers.

For those seeking affordable housing options, Palmetto shines brightly with an array of homes available for under $500,000. Whether you're a first-time buyer, a growing family, or looking to downsize, you’ll find a diverse selection of properties that cater to various lifestyles and preferences. From cozy single-family homes to inviting townhouses, each residence boasts its own unique character and charm.

Imagine waking up to the gentle sounds of nature, enjoying your morning coffee on a spacious porch, or taking leisurely strolls through friendly neighborhoods. With well-maintained parks, excellent schools, and a variety of local shops and restaurants, Palmetto provides everything you need for a fulfilling life. Plus, the city’s strategic location allows for easy access to nearby attractions such as the vibrant cities of Sarasota and Tampa, making it a perfect balance between tranquility and excitement.

Discover the beauty and affordability of Palmetto, where your dream home awaits! Let us help you navigate the local real estate market and find the perfect property that fits your budget and lifestyle. Your slice of paradise in Florida is just a call away!

Newest Palmetto Homes under $500,000

131 49th Court E, Palmetto
$274,900
2 Beds ⋅ 2 Baths ⋅ Palms Of Manasota SubDv. ⋅ 34221 Zip Code
Discover relaxed Florida living in Palms of Manasota, an established 55+ community in Palmetto. This inviting, single-story home offers approximately 1,830 square feet with two bedrooms featuring en-suite bathrooms, plus a versatile flex room for a home office, hobbies, or additional gathering space. High ceilings, abundant natural light, and an open living and dining layout create a spacious setting for everyday comfort and entertaining. Start your morning with coffee on the screened lanai and unwind overlooking mature landscaping, with rear vinyl fencing adding privacy. The kitchen offers solid-surface countertops and an eat-in area, while the attached two-car garage provides practical storage, a laundry area, and a utility sink. Updates include a recently installed tile roof, HVAC replaced in 2025, updated bedroom flooring and bathroom vanities, fresh interior paint, and re-screened lanai. Permanent roll-down hurricane shutters add convenience. Enjoy a peaceful neighborhood setting with access to shopping, dining, medical services, and major roadways, plus opportunities to explore the waterfronts of Palmetto and Bradenton and the beautiful Gulf Coast beaches. Whether you’re seeking a year-round residence or a seasonal retreat, this home offers space to settle in and enjoy the Florida lifestyle.

131 49th Court E, Palmetto
102 Del Rio Drive, Palmetto
$165,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
BEAUTIFULLY UPDATED & MOVE-IN READY! Welcome to this partially furnished, 2-bedroom, 2-bath double-wide home in Tropic Isles Co-Op, a desirable 55+ resident-owned waterfront community in Palmetto, Florida. Thoughtfully updated throughout, this inviting home features laminate flooring, crown molding, an updated kitchen with beautiful cabinetry and marble countertops, and two full bathrooms with updated fixtures. The primary bedroom offers the convenience of an ensuite bath. Major improvements include a 125-amp electrical system updated in 2016, a central heating and air conditioning system replaced in 2020, a tankless electric water heater, and replacement of the home's plumbing piping. An indoor washer and dryer add everyday convenience, while the spacious living and dining areas provide a welcoming setting for relaxing or entertaining family and friends. Enjoy the benefits of resident ownership with NO LOT RENT! The purchase price includes a $50,000 share in the cooperative. Whether you are looking for a full-time Florida residence or a seasonal getaway, this home offers comfortable living and an opportunity to enjoy the Tropic Isles lifestyle. Residents enjoy a variety of community activities and amenities in this waterfront setting. Conveniently located near Ellenton Premium Outlets, restaurants, medical facilities, and I-75, with easy access to Sarasota attractions, University Town Center, St. Armands Circle, Selby Gardens, The Ringling, and the beautiful Gulf Coast beaches. Come discover the comfort, convenience, and community of Tropic Isles and start enjoying your Florida lifestyle!

102 Del Rio Drive, Palmetto
8905 34th Avenue E, Palmetto
$130,000
2 Beds ⋅ 2 Baths ⋅ Piney Point SubDv. ⋅ 34221 Zip Code
RARE OPPORTUNITY IN PINEY POINT! A 55+ COMMUNITY—NO LOT RENT & LOW MONTHLY FEES! Discover easy Florida living in this charming 2-bedroom, 2-bath furnished home offering 1,155 square feet of living space. Enjoy the benefits of cooperative ownership with NO LOT RENT and a monthly HOA fee of just $310, which includes water, sewer, lawn maintenance, trash removal, cable TV and internet! This inviting home offers additional space to relax and enjoy with a lovely Florida room, an extensive covered carport providing plenty of sheltered parking; room for several cars, a golf cart and open-air covered sitting area! A 10.3' x 9.5' workshop perfect for hobbies and projects, and a separate attached storage shed for added convenience. You will appreciate the nicely spaced home sites providing lots of green space and privacy around the home. ROOF REPLACED IN 2022 adds another valuable feature to this Florida retreat! LOOKING FOR RENTAL FLEXIBILITY? Piney Point allows owners to rent their homes up to three times a year, with a minimum rental period of one month and NO REQUIRED OWNERSHIP WAITING PERIOD before renting! Renters must be approved by the HOA prior to renting. Piney Point offers wonderful amenities and a welcoming atmosphere! Take a dip in the sparkling heated community pool, soak up the sunshine on the sun deck, or relax beneath the tiki hut-covered sitting area while socializing with neighbors and friends. How about a friendly game of pickleball or shuffleboard. Plenty of ways to make the most of the Florida lifestyle! TALK ABOUT LOCATION! Conveniently situated near shopping, dining, golfing, boating, fishing and outdoor recreation! Explore Palmetto Historical Park and Agricultural Museum approximately 3 miles away, Palmetto Estuary Preserve less than 5 miles away, and beautiful Emerson Point Preserve on Snead Island about 7 miles from home. Downtown Palmetto's shops and restaurants are just 3 miles away, while Bradenton's scenic Riverwalk and vibrant arts district are approximately 6 miles away. When the beach is calling, the soft sugar sand shores of Anna Maria Island are approximately 15 miles away, perfect for day trips, enjoying breathtaking Gulf Coast sunsets and entertaining visiting family and friends! Whether you're searching for a seasonal escape or a year-round residence, this home offers a wonderful combination of comfort, convenience, community amenities, rental flexibility and affordable Florida living! Opportunities in Piney Point don't come along often—schedule your private showing today!

8905 34th Avenue E, Palmetto
2825 Terra Ceia Bay Boulevard Unit 1402, Palmetto
$499,000
3 Beds ⋅ 2 Baths ⋅ Bay Club Homes Condominium SubDv. ⋅ 34221 Zip Code
Enjoy breathtaking, unobstructed open water views across the bay from the comfort of this tranquil luxury residence in Bay Club at Terra Ceia Bay Golf & Country Club. The popular Grandview floor plan features three bedrooms plus an office, an oversized kitchen and great room, spacious bedrooms, and walk-in closets--offering rare space and exceptional value for a condo with amazing water views! The kitchen, complete with a pantry and abundant storage and counter space, opens to the great room and separate dining area, making it perfect for entertaining. Floor-to-ceiling impact siders open to the screened balcony where you can relax and take in the STUNNING SUNSETS over the bay and views of the Sunshine Skyway Bridge. Additional conveniences include an assigned under-building parking space and storage area. Terra Ceia Bay is truly a hidden gem—a gated waterfront and golf community with no membership required, offering an ideal location with easy access to I-275, I-75, and US 41. St. Petersburg and Sarasota are within a 30-minute drive, and Tampa International Airport is less than an hour away. Call today to schedule your private showing of this exceptional waterfront home.

2825 Terra Ceia Bay Boulevard Unit 1402, Palmetto
2267 50th St Circle, Palmetto
$419,000
4 Beds ⋅ 3 Baths ⋅ Oakhurst Revised Portion SubDv. ⋅ 34221 Zip Code
Room to Live, Space to Grow, and a Fresh New Look! Welcome to Oakhurst Park in Palmetto, where space and comfort come together in this generously sized 4-bedroom, 3-bath home with additional flex space and a 3-car garage. Fresh interior paint, new flooring, brand-new appliances, and a freshly painted exterior give this home a refreshed feel. Spacious living areas provide plenty of room to gather, entertain, and relax, while the flexible layout offers options for a home office, hobby room, or additional living space. Conveniently located just minutes from shopping, dining, and the beautiful Gulf beaches, this home delivers the space you need and the Florida lifestyle you want all at an attractive value!

2267 50th St Circle, Palmetto
1717 8th Street W, Palmetto
$399,000
4 Beds ⋅ 2 Baths ⋅ Taylors SubDv. ⋅ 34221 Zip Code
Welcome to 1717 8th St W, a renovated home on a desirable corner lot in Palmetto. The property is move-in ready and offers a newly updated kitchen, a new A/C system, Roof installed March of 2026. All new applianced and garbage disposal and a remodeled bathroom, so the next owner can enjoy modern comfort from day one. A standout feature is the separate mother-in-law suite. It is a flexible space for extended family or guests, or an opportunity to generate rental income. The corner lot also has two separate entrances, which adds privacy, convenience, and generous parking. The home is ideally located just minutes from historic downtown Palmetto and the Manatee River. The Green Bridge, the Bradenton Riverwalk, Emerson Point Preserve, and Ellenton Premium Outlets are all close by. US-41, US-301, I-275, and I-75 make the commute to Tampa, St. Petersburg, and Sarasota easy, and the beaches of Anna Maria Island are a short drive away. A move-in-ready home with income potential in a prime location. Schedule your private showing today.

1717 8th Street W, Palmetto
9132 Leeward Drive, Palmetto
$307,999
3 Beds ⋅ 2 Baths ⋅ Southpointe SubDv. ⋅ 34221 Zip Code
Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to The Pearl at Southpointe. This beautifully designed attached villa offers 1,680 square feet of comfortable living space, featuring three bedrooms, two bathrooms, and a two-car garage. Step through the entryway into a welcoming foyer, with the bedroom conveniently located to the side of the foyer. Continue into the heart of the home, where the modern kitchen awaits, positioned across from the hallway leading to the guest suite and laundry room for added convenience. The open-concept design flows seamlessly into the dining area and great room, creating an ideal space for entertaining. Large sliding glass doors open to a private lanai, perfect for enjoying the outdoors. At the rear of the villa, the Owner’s Suite offers a peaceful retreat with a walk-in closet, double-sink vanity, and a separate water closet for privacy.

9132 Leeward Drive, Palmetto
5103 Levana Street, Palmetto
$494,900
5 Beds ⋅ 3 Baths ⋅ Trevesta SubDv. ⋅ 34221 Zip Code
Welcome to an exceptional opportunity in the gated community of Trevesta in Palmetto, Florida! Offering the best of Florida living, Trevesta combines resort-style amenities, a vibrant community atmosphere, and an ideal location between Tampa and Sarasota, with the beautiful Gulf Coast just a short drive away. Situated on a fully fenced homesite (great for your furry friends) with thoughtfully designed outdoor living space, this home offers a wonderful blend of privacy, comfort, and luxury, highlighted by a tropical backyard oasis perfect for relaxing and entertaining. The owners have created an exceptional outdoor retreat featuring a heated saltwater pool installed in 2023, complete with a waterfall, bubbler, sun shelf, and Hayward smart controls. The pool also includes a transferable warranty. With approximately 900 square feet of patio space, a six-foot vinyl privacy fence with gates on both sides, and thoughtfully selected tropical and native landscaping that supports local pollinators, this backyard is designed for the ultimate Florida lifestyle. Whether entertaining guests, or unwinding poolside beneath the Florida sunshine, you'll feel like you're on vacation every day. Inside, the thoughtfully designed floor plan offers 5 bedrooms and 3 full bathrooms, providing flexibility for multigenerational living, a private home office, or a dedicated media room. Soaring ceilings and an inviting open-concept layout creates a bright atmosphere, while the glass front door, installed in 2022, welcomes natural light and adds a stylish first impression. At the heart of the home, the kitchen features quartz countertops, abundant storage, and an expansive center island with seating. Flowing seamlessly into the living and dining areas, this inviting space is ideal for both everyday living and entertaining, with direct access to the tropical pool and patio for effortless indoor-outdoor enjoyment. A 7.1 Dolby Atmos surround sound system enhances the great room, creating an immersive entertainment experience for movie nights and gatherings alike. The owner's suite offers a peaceful retreat, complete with generous space and a remodeled primary closet featuring beautiful custom built-ins for exceptional organization. Additional upgrades include an epoxy-coated garage floor with overhead storage, a whole-home generator transfer switch installed in 2023, a UV light on the air handler, and a smart-home system featuring CAT6 hardwiring, smart switches, and smart ceiling fans. Beyond your front door, Trevesta delivers an exceptional community lifestyle. Residents enjoy a clubhouse, resort-style community pool, splash pad, state-of-the-art fitness center, playgrounds, walking trails, and welcoming gathering spaces. With monthly clubs, frequent community events, and festive golf cart parades throughout the year, Trevesta offers wonderful opportunities to connect with neighbors and enjoy a vibrant, family-friendly atmosphere. Ideally situated between Tampa and Sarasota, Trevesta offers effortless access to premier shopping, dining, entertainment, major employment centers, and the stunning Gulf Coast beaches. Nearby, the rapidly growing Moccasin Wallow corridor in Parrish continues to expand, bringing new retail, dining, and healthcare opportunities, including the planned BayCare Hospital Manatee, anticipated to open in 2028 with emergency care, surgical services, maternity care, and specialized medical treatments.

5103 Levana Street, Palmetto
8922 Founders Circle, Palmetto
$420,000
4 Beds ⋅ 4 Baths ⋅ Fairways At Imperial Lakes SubDv. ⋅ 34221 Zip Code
Short Sale. 4-Bedroom, 3-Bath Pool Home with Endless Potential! Bring your vision to life with this spacious 4-bedroom, 3-bathroom pool home located in a desirable neighborhood! This property offers a great opportunity for investors or buyers looking to renovate and create their dream home. While the home needs some TLC and updates, it has the potential to be transformed into a beautiful property with the right improvements. Enjoy the added appeal of a private pool, spacious living areas, and a great neighborhood setting. Whether you're looking for your next investment project or a home to customize to your taste, this property is full of possibilities. Don't miss the opportunity to unlock its potential and make it shine again!

8922 Founders Circle, Palmetto
5438 Tripoli Drive, Palmetto
$259,900
3 Beds ⋅ 3 Baths ⋅ Trevesta SubDv. ⋅ 34221 Zip Code
Welcome to 5438 Tripoli Dr in Palmetto! This move-in ready townhome is located in a gated area of the Trevesta community and features 3 bedrooms, 2.5 bathrooms, a 1-car garage, and a peaceful pond view. The first floor offers an open-concept layout with ceramic tile flooring throughout the main living areas. The kitchen features quartz countertops, a large center island, stainless steel appliances, a corner pantry, and a water filtration system. Upstairs, the spacious primary suite includes a walk-in closet and an en-suite bathroom with a dual-sink quartz vanity. Two additional bedrooms and a guest bathroom complete the second floor. Step outside to the screened-in lanai overlooking the pond. Trevesta offers a variety of community amenities, including a clubhouse, resort-style pool, fitness center, playground, and walking trails. Conveniently located near I-75, I-275, US-41, and US-301 with easy access to Bradenton, Sarasota, St. Petersburg, and Tampa. Schedule a showing today!

5438 Tripoli Drive, Palmetto
321 45th Street Court W, Palmetto
$255,900
3 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Palmetto Point "Diamond in the Rough." This home is ready for a new shine! Located in Palmetto Point with just a short distance to I-275 or I-75 exchanges for easy commuting. The home has a garage to bedroom conversion, three full bedrooms, one bath, tiled floors throughout and lots of potential. Bring your creative mind and make it shine again! The home sits on a decent sized lot with room for a pool and side yards that could keep a small boat or camper.

321 45th Street Court W, Palmetto
727 47th Street W, Palmetto
$430,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Florida Living with Boating Access & Vacation Rental Potential! Whether you are searching for a full-time residence, seasonal getaway or an active vacation rental this property offers an exciting opportunity. Boating enthusiasts will appreciate the ability to store a boat ON your property along with access to a community boat ramp only one block away for a nominal yearly fee making it easy to get on the water and enjoying everything a boating community lifestyle gives you. An especially valuable feature is this property has an assumable flood insurance policy currently only $600 a year, offering the potential new owners' significant savings subject to carrier approval and terms. This location is minutes away from Skyway Fishing Pier continue traveling over the Skyway Bridge and you are in St Petersburg quickly, Prefer the beaches of Anna Maria Island? You can be there in a short drive of around 30 minutes. There is sheltered parking for 4 vehicles. The 2nd level has the 3 bedrooms, 2 baths, kitchen and living room. First floor has laundry, and bonus room. AC is 2022, Roof is 2018. Stop dreaming about living where you can use a boat daily and make this property yours.

727 47th Street W, Palmetto
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