Palmetto Homes under $400,000

Palmetto Homes under $400,000

Welcome to Palmetto, Florida – a hidden gem nestled in the heart of Manatee County! This charming city, located just across the river from the bustling city of Bradenton, offers a unique blend of small-town charm and modern convenience. With its picturesque waterfront views along the Manatee River, lush parks, and vibrant community spirit, Palmetto is an ideal place to call home.

One of the most attractive features of Palmetto is the affordability of its real estate market. If you're searching for a cozy abode without breaking the bank, you’ll be pleased to know that there are numerous homes available for under $400,000. This makes Palmetto an excellent option for first-time homebuyers, families, and retirees alike. From quaint bungalows to spacious townhomes, the variety of housing options ensures that there's something for everyone.

In addition to its affordable homes, Palmetto boasts a wealth of amenities that enhance its appeal. Residents can enjoy outdoor activities at the scenic Palmetto Historical Park or take a leisurely stroll along the waterfront. The city is also home to a variety of local shops, delicious eateries, and community events that foster a strong sense of belonging.

With its welcoming atmosphere, beautiful surroundings, and budget-friendly housing options, Palmetto is truly a wonderful place to live. Whether you’re looking to settle down or invest in a property, this charming city is ready to welcome you with open arms. Come explore the possibilities and discover your perfect home in Palmetto!

Newest Palmetto Homes under $400,000

6133 Willowside Street, Palmetto
$279,900
3 Beds ⋅ 3 Baths ⋅ Eave's Bend At Artisan Lakes SubDv. ⋅ 34221 Zip Code
Welcome to 6133 Willowside St in Palmetto, Florida! This well-maintained end-unit home features 3 bedrooms and 2.5 bathrooms, offering a comfortable layout with the added appeal of an end-unit location. Enjoy the enclosed patio, perfect for relaxing or creating your own additional living space. Conveniently located near shopping, dining, and major roadways, this inviting home offers comfort and convenience. Don't miss the opportunity to make this lovely property your own. Schedule your private showing today!

6133 Willowside Street, Palmetto
131 49th Court E, Palmetto
$274,900
2 Beds ⋅ 2 Baths ⋅ Palms Of Manasota SubDv. ⋅ 34221 Zip Code
Discover relaxed Florida living in Palms of Manasota, an established 55+ community in Palmetto. This inviting, single-story home offers approximately 1,830 square feet with two bedrooms featuring en-suite bathrooms, plus a versatile flex room for a home office, hobbies, or additional gathering space. High ceilings, abundant natural light, and an open living and dining layout create a spacious setting for everyday comfort and entertaining. Start your morning with coffee on the screened lanai and unwind overlooking mature landscaping, with rear vinyl fencing adding privacy. The kitchen offers solid-surface countertops and an eat-in area, while the attached two-car garage provides practical storage, a laundry area, and a utility sink. Updates include a recently installed tile roof, HVAC replaced in 2025, updated bedroom flooring and bathroom vanities, fresh interior paint, and re-screened lanai. Permanent roll-down hurricane shutters add convenience. Enjoy a peaceful neighborhood setting with access to shopping, dining, medical services, and major roadways, plus opportunities to explore the waterfronts of Palmetto and Bradenton and the beautiful Gulf Coast beaches. Whether you’re seeking a year-round residence or a seasonal retreat, this home offers space to settle in and enjoy the Florida lifestyle.

131 49th Court E, Palmetto
102 Del Rio Drive, Palmetto
$165,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
BEAUTIFULLY UPDATED & MOVE-IN READY! Welcome to this partially furnished, 2-bedroom, 2-bath double-wide home in Tropic Isles Co-Op, a desirable 55+ resident-owned waterfront community in Palmetto, Florida. Thoughtfully updated throughout, this inviting home features laminate flooring, crown molding, an updated kitchen with beautiful cabinetry and marble countertops, and two full bathrooms with updated fixtures. The primary bedroom offers the convenience of an ensuite bath. Major improvements include a 125-amp electrical system updated in 2016, a central heating and air conditioning system replaced in 2020, a tankless electric water heater, and replacement of the home's plumbing piping. An indoor washer and dryer add everyday convenience, while the spacious living and dining areas provide a welcoming setting for relaxing or entertaining family and friends. Enjoy the benefits of resident ownership with NO LOT RENT! The purchase price includes a $50,000 share in the cooperative. Whether you are looking for a full-time Florida residence or a seasonal getaway, this home offers comfortable living and an opportunity to enjoy the Tropic Isles lifestyle. Residents enjoy a variety of community activities and amenities in this waterfront setting. Conveniently located near Ellenton Premium Outlets, restaurants, medical facilities, and I-75, with easy access to Sarasota attractions, University Town Center, St. Armands Circle, Selby Gardens, The Ringling, and the beautiful Gulf Coast beaches. Come discover the comfort, convenience, and community of Tropic Isles and start enjoying your Florida lifestyle!

102 Del Rio Drive, Palmetto
8905 34th Avenue E, Palmetto
$130,000
2 Beds ⋅ 2 Baths ⋅ Piney Point SubDv. ⋅ 34221 Zip Code
RARE OPPORTUNITY IN PINEY POINT! A 55+ COMMUNITY—NO LOT RENT & LOW MONTHLY FEES! Discover easy Florida living in this charming 2-bedroom, 2-bath furnished home offering 1,155 square feet of living space. Enjoy the benefits of cooperative ownership with NO LOT RENT and a monthly HOA fee of just $310, which includes water, sewer, lawn maintenance, trash removal, cable TV and internet! This inviting home offers additional space to relax and enjoy with a lovely Florida room, an extensive covered carport providing plenty of sheltered parking; room for several cars, a golf cart and open-air covered sitting area! A 10.3' x 9.5' workshop perfect for hobbies and projects, and a separate attached storage shed for added convenience. You will appreciate the nicely spaced home sites providing lots of green space and privacy around the home. ROOF REPLACED IN 2022 adds another valuable feature to this Florida retreat! LOOKING FOR RENTAL FLEXIBILITY? Piney Point allows owners to rent their homes up to three times a year, with a minimum rental period of one month and NO REQUIRED OWNERSHIP WAITING PERIOD before renting! Renters must be approved by the HOA prior to renting. Piney Point offers wonderful amenities and a welcoming atmosphere! Take a dip in the sparkling heated community pool, soak up the sunshine on the sun deck, or relax beneath the tiki hut-covered sitting area while socializing with neighbors and friends. How about a friendly game of pickleball or shuffleboard. Plenty of ways to make the most of the Florida lifestyle! TALK ABOUT LOCATION! Conveniently situated near shopping, dining, golfing, boating, fishing and outdoor recreation! Explore Palmetto Historical Park and Agricultural Museum approximately 3 miles away, Palmetto Estuary Preserve less than 5 miles away, and beautiful Emerson Point Preserve on Snead Island about 7 miles from home. Downtown Palmetto's shops and restaurants are just 3 miles away, while Bradenton's scenic Riverwalk and vibrant arts district are approximately 6 miles away. When the beach is calling, the soft sugar sand shores of Anna Maria Island are approximately 15 miles away, perfect for day trips, enjoying breathtaking Gulf Coast sunsets and entertaining visiting family and friends! Whether you're searching for a seasonal escape or a year-round residence, this home offers a wonderful combination of comfort, convenience, community amenities, rental flexibility and affordable Florida living! Opportunities in Piney Point don't come along often—schedule your private showing today!

8905 34th Avenue E, Palmetto
1717 8th Street W, Palmetto
$399,000
4 Beds ⋅ 2 Baths ⋅ Taylors SubDv. ⋅ 34221 Zip Code
Welcome to 1717 8th St W, a renovated home on a desirable corner lot in Palmetto. The property is move-in ready and offers a newly updated kitchen, a new A/C system, Roof installed March of 2026. All new applianced and garbage disposal and a remodeled bathroom, so the next owner can enjoy modern comfort from day one. A standout feature is the separate mother-in-law suite. It is a flexible space for extended family or guests, or an opportunity to generate rental income. The corner lot also has two separate entrances, which adds privacy, convenience, and generous parking. The home is ideally located just minutes from historic downtown Palmetto and the Manatee River. The Green Bridge, the Bradenton Riverwalk, Emerson Point Preserve, and Ellenton Premium Outlets are all close by. US-41, US-301, I-275, and I-75 make the commute to Tampa, St. Petersburg, and Sarasota easy, and the beaches of Anna Maria Island are a short drive away. A move-in-ready home with income potential in a prime location. Schedule your private showing today.

1717 8th Street W, Palmetto
9132 Leeward Drive, Palmetto
$307,999
3 Beds ⋅ 2 Baths ⋅ Southpointe SubDv. ⋅ 34221 Zip Code
Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to The Pearl at Southpointe. This beautifully designed attached villa offers 1,680 square feet of comfortable living space, featuring three bedrooms, two bathrooms, and a two-car garage. Step through the entryway into a welcoming foyer, with the bedroom conveniently located to the side of the foyer. Continue into the heart of the home, where the modern kitchen awaits, positioned across from the hallway leading to the guest suite and laundry room for added convenience. The open-concept design flows seamlessly into the dining area and great room, creating an ideal space for entertaining. Large sliding glass doors open to a private lanai, perfect for enjoying the outdoors. At the rear of the villa, the Owner’s Suite offers a peaceful retreat with a walk-in closet, double-sink vanity, and a separate water closet for privacy.

9132 Leeward Drive, Palmetto
5438 Tripoli Drive, Palmetto
$259,900
3 Beds ⋅ 3 Baths ⋅ Trevesta SubDv. ⋅ 34221 Zip Code
Welcome to 5438 Tripoli Dr in Palmetto! This move-in ready townhome is located in a gated area of the Trevesta community and features 3 bedrooms, 2.5 bathrooms, a 1-car garage, and a peaceful pond view. The first floor offers an open-concept layout with ceramic tile flooring throughout the main living areas. The kitchen features quartz countertops, a large center island, stainless steel appliances, a corner pantry, and a water filtration system. Upstairs, the spacious primary suite includes a walk-in closet and an en-suite bathroom with a dual-sink quartz vanity. Two additional bedrooms and a guest bathroom complete the second floor. Step outside to the screened-in lanai overlooking the pond. Trevesta offers a variety of community amenities, including a clubhouse, resort-style pool, fitness center, playground, and walking trails. Conveniently located near I-75, I-275, US-41, and US-301 with easy access to Bradenton, Sarasota, St. Petersburg, and Tampa. Schedule a showing today!

5438 Tripoli Drive, Palmetto
321 45th Street Court W, Palmetto
$255,900
3 Beds ⋅ 1 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Palmetto Point "Diamond in the Rough." This home is ready for a new shine! Located in Palmetto Point with just a short distance to I-275 or I-75 exchanges for easy commuting. The home has a garage to bedroom conversion, three full bedrooms, one bath, tiled floors throughout and lots of potential. Bring your creative mind and make it shine again! The home sits on a decent sized lot with room for a pool and side yards that could keep a small boat or camper.

321 45th Street Court W, Palmetto
8470 Imperial Circle, Palmetto
$207,000
2 Beds ⋅ 2 Baths ⋅ Imperial Lakes Estates SubDv. ⋅ 34221 Zip Code
Welcome to Imperial Lakes Estates! Discover the perfect blend of comfort, space, and resort-style living in this beautifully updated 2-bedroom, 2-bath home nestled on a desirable cul-de-sac in Imperial Lakes Estates. Situated on a larger lot, this inviting home offers excellent curb appeal, a bright and airy atmosphere, and plenty of room to enjoy the Florida lifestyle. Step inside to an open floor plan featuring a spacious living room, a dedicated dining area, and a well-appointed kitchen with a convenient breakfast bar—perfect for entertaining family and friends. Extensive remodeling throughout gives the home a refreshed feel, while the move-in-ready condition makes it easy to settle in and start enjoying your new surroundings. Recent improvements include a brand-new roof, new siding, and a brand-new carport. Need extra space for hobbies, storage, or projects? You'll appreciate the additional space this property offers, making it as practical as it is inviting. Imperial Lakes Estates is a premier, 55+ land-owned manufactured home community centered around a beautiful 65-acre, spring-fed lake. Residents enjoy an impressive array of amenities, including an updated clubhouse with an auditorium, dance floor, stage, kitchen, library, and game room with pool tables. Stay active and social with two heated swimming pools, a spa, water aerobics, tennis, shuffleboard, horseshoes, and a variety of community activities. Conveniently located near shopping, restaurants, and public golf courses, with easy access to I-75 and the popular destinations of Sarasota, St. Petersburg, and Tampa, this home offers both an enjoyable community lifestyle and a convenient location. Don't miss this opportunity to enjoy comfortable Florida living in a sought-after 55+ community! Schedule your private showing today!

8470 Imperial Circle, Palmetto
4706 69th Court E, Palmetto
$299,000
3 Beds ⋅ 2 Baths ⋅ Fosters Creek SubDv. ⋅ 34221 Zip Code
**A SINGLE-FAMILY HOME UNDER $300,000 WITH A 2022 ROOF, 2023 HVAC, AND FIRST-FLOOR PRIMARY SUITE!** Located in the established Foster's Creek community, this 3-bedroom, 2-bath home offers 1,483 square feet of living space, a practical two-story floor plan, and an opportunity to personalize a home without starting with some of the larger mechanical expenses. Built by Windward Homes in 2002, the layout features a primary bedroom and full bath on the first floor, while two additional bedrooms and a second full bath are located upstairs. This arrangement offers flexibility for guests, a home office, or additional living needs while providing separation from the main-level primary suite. Ceramic tile flooring extends throughout the main living areas, with carpeting in the primary bedroom and laminate flooring upstairs. The kitchen retains its original finishes and features white Whirlpool appliances, offering the next owner an opportunity to update the space according to their own taste and timeline. Among the home's most significant improvements are a **ROOF REPLACED in 2022 and HVAC SYSTEM REPLACED in 2023**. Solar-assisted water heating adds another practical feature. Foster's Creek is a smaller, established neighborhood consisting of just 185 single-family homes, with construction dating primarily from 1999 to 2003. Foster's Creek also offers the advantage of a modest annual HOA fee of just $630, helping keep recurring ownership expenses manageable. Conveniently located near the growing Moccasin Wallow corridor, residents enjoy access to shopping, dining, medical services, and everyday conveniences. Nearby I-75 and I-275 provide connections throughout the Tampa Bay region, including Tampa, St. Petersburg, Bradenton, and Sarasota. **Offered at $299,000, this home presents an opportunity to purchase an established single-family residence with important updates already completed, while leaving room to make the interior your own.** If you've been searching for a home with a functional layout, convenient location, and a price that allows you to think beyond the purchase itself, this Foster's Creek property deserves a closer look.

4706 69th Court E, Palmetto
2325 28th Avenue E, Palmetto
$239,900
3 Beds ⋅ 3 Baths ⋅ Oak View SubDv. ⋅ 34221 Zip Code
Discover the potential of this two-story townhouse tucked away in the quiet Oak View neighborhood! The first floor features beautiful gray tile flooring, offering a stylish foundation for your personal touch. Step outside to a large backyard with plenty of room for kids to play, pets to roam, or outdoor gatherings. Ready to add your own style? Bring your painting clothes, gather your tools, and let your creativity shine as you finish beautifying this home. With a little effort and imagination, you can transform this townhouse into a space that reflects your personal taste and lifestyle. Whether you’re looking for your next home or an opportunity to build equity, this townhouse is ready for someone to unlock its potential!

2325 28th Avenue E, Palmetto
13109 Shellmore Avenue, Palmetto
$399,000
4 Beds ⋅ 2 Baths ⋅ Coasterra SubDv. ⋅ 34221 Zip Code
Under Construction. Brand new, energy-efficient home available by Dec 2026! The Corsica features an open layout with a chef-inspired kitchen that overlooks the great room. Step outside to a covered lanai, perfect for relaxing or entertaining. The primary suite features a large walk-in closet. Coasterra Reserve Series offers new single-family homes in Palmetto, FL with a variety of floorplans, both single-story and two-story. Residents can enjoy the ideal Florida lifestyle with the community’s resort-style pool and cabana. With close proximity to I-75, this community offers easy access to St. Pete, Bradenton, Sarasota and beautiful Gulf Coast beaches. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

13109 Shellmore Avenue, Palmetto
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